Hacker News
- Why are credit card rates so high? https://libertystreeteconomics.newyorkfed.org/2025/03/why-are-credit-card-rates-so-high/ 131 comments
- Think your credit card rate is high? Some in Brazil pay 455 percent https://www.washingtonpost.com/world/2023/12/24/brazil-credit-card-debt-crisis/ 2 comments
- Consumer advocates and some lawmakers are already raising questions about how the proposed Capital One-Discover merger could affect credit-card users — many of whom are already under pressure from high interest rates and record debts. https://www.nbcnews.com/business/consumer/capital-one-discover-merger-put-bigger-squeeze-credit-card-users-exper-rcna139554 2 comments economy
- Credit-card rates shoot up before new law takes effect. In some cases, rates are doubling to as high as 30 percent or more, even for people who pay their bills on time. http://www.katu.com/news/business/68031947.html 16 comments reddit.com
- Consumer watchdog signals ‘a closer look’ at record-high credit card rates as balances jump https://www.cnbc.com/2022/08/22/consumer-watchdog-to-investigate-record-high-credit-card-rates.html 2 comments economy
- Credit card debt is surging at a record-high rate, NY Fed reports https://www.foxbusiness.com/personal-finance/credit-card-debt-balances-grow-record-rate 7 comments economy
- Nearly 20% of Americans are afraid to check their credit card statements as interest rates approach an all-time high https://www.cnbc.com/2022/07/25/1-in-5-americans-dodging-credit-card-statements-as-interest-spikes.html 137 comments economy
- Credit card delinquency rates hit a nearly 12-year high https://www.nbcnews.com/business/consumer/credit-card-delinquency-rates-hit-nearly-12-year-high-rcna163466 2 comments economy
- Credit card delinquency rates hit a nearly 12-year high https://www.nbcnews.com/business/consumer/credit-card-delinquency-rates-hit-nearly-12-year-high-rcna163466 2 comments economy
- Credit card delinquency rates hit a nearly 12-year high https://finance.yahoo.com/news/credit-card-delinquency-rates-hit-214617536.html 2 comments economy
- Credit card rates are practically in ‘loan shark’ territory as they hit record highs, advisor says https://www.cnbc.com/2023/09/21/credit-card-interest-rates-near-loan-shark-territory-advisor-says.html 19 comments economy
- Credit card interest rates hover near record highs of 15% http://money.cnn.com/2011/01/28/pf/credit_cards_interest_rates/index.htm?iid=hlmnot%2520perfect%2520credit%2520=%252059%25%2520apr 7 comments business
- Credit card debt is at record high as Fed raises rates again https://apnews.com/article/federal-reserve-credit-card-debt-interest-rates-a2e1d35cb957153058d188652570c48e 4 comments economy
- Just lowered my interest rate on my credit card from 24% to 16%, I know it's still high but thought it was cool by just asking them if they had anything for me they did that. https://www.reddit.com/r/personalfinance/comments/7850gr/just_lowered_my_interest_rate_on_my_credit_card/ 45 comments personalfinance
- Divorcing, have a 662 credit score, need a credit card that won't slaughter me with ultra high interest rates. https://www.reddit.com/r/personalfinance/comments/4rwig9/divorcing_have_a_662_credit_score_need_a_credit/ 8 comments personalfinance
- Credit card debt is surging at a record-high rate, NY Fed reports. The message is clear. Buy more ₿itcoin https://www.foxbusiness.com/personal-finance/credit-card-debt-balances-grow-record-rate 11 comments bitcoin
- Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed https://www.cnbc.com/2025/05/07/credit-card-aprs-banks-keep-high-rates-inspired-by-now-dead-cfpb-rule.html 18 comments business
- Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed https://www.nbcnews.com/business/consumer/banks-are-keeping-credit-card-rates-high-even-cfpb-rule-blamed-rcna205413 53 comments economics
- Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed https://www.nbcnews.com/business/consumer/banks-are-keeping-credit-card-rates-high-even-cfpb-rule-blamed-rcna205413 78 comments nottheonion
- Banks are keeping credit card rates high even after the CFPB rule they blamed for high APRs was killed https://www.cnbc.com/2025/05/07/credit-card-aprs-banks-keep-high-rates-inspired-by-now-dead-cfpb-rule.html 10 comments economics
- Bloomberg: Credit Card Delinquency Rates Climb to Decade High in Fed Study https://www.bloomberg.com/news/articles/2024-01-11/credit-card-delinquency-rates-climb-to-decade-high-in-fed-study 66 comments wallstreetbets
- Bloomberg: Credit Card Delinquency Rates Climb to Decade High in Fed Study https://www.bloomberg.com/news/articles/2024-01-11/credit-card-delinquency-rates-climb-to-decade-high-in-fed-study 4 comments economy
- Credit card rates hit a record high as Fed fights inflation | CNN Business https://www.cnn.com/2022/11/09/economy/credit-card-rates-record-high/index.html 6 comments economics
- Issuer of 79.9% Interest Rate Credit Card Defends Its Product - "The sky-high rates may be a sign of things to come in the market for so-called subprime credit cards ..." http://finance.yahoo.com/banking-budgeting/article/108839/issuer-of-79.9-interest-rate-credit-card-defends-its-product?mod=bb-creditcards 71 comments business
- Credit card delinquency soars above pre-pandemic level amid high interest rates, inflation https://www.msn.com/en-us/money/personalfinance/credit-card-delinquency-soars-above-pre-pandemic-level-amid-high-interest-rates-inflation/ar-AA1mSNDr 19 comments economy
- Senate refuses to cap credit card interest rates at 15%. One-third of all credit card holders are paying interest above 20 percent and as high as 41 percent. http://open.salon.com/blog/mick_arran/2009/05/13/senate_dumps_on_credit_card_interest_cap 26 comments reddit.com
- Got a credit card when my credit was bad at a 23% rate - credit it excellent now, want to ditch the high rate card https://www.reddit.com/r/personalfinance/comments/4m1zyx/got_a_credit_card_when_my_credit_was_bad_at_a_23/ 14 comments personalfinance
- Credit card interest rates climb, hitting a nine-year high, amid new rules and high delinquencies. http://online.wsj.com/article/sb10001424052748704094704575443402132987676.html 63 comments business
- Why paying off your credit card every month can be costly - bank cancels 161,000 accounts of customers with excellent credit ratings and tries to spin them as 'high-risk' to the media http://news.bbc.co.uk/1/hi/business/7222336.stm 153 comments reddit.com
- South Dakota doesn't immediately come to mind as a financial powerhouse. But you can thank this unlikely finance hub for your sky-high credit card interest rates. http://marketplace.publicradio.org/display/web/2009/03/25/pm_sioux_falls_i/ 8 comments business
- John Clinton Tuttle of Seattle, Wash. is waging guerrilla warfare against high interest rates and other depredations of the credit card industry. He's literally sticking it to 'em -- http://www.huffingtonpost.com/2010/02/08/credit-card-protester-sti_n_453497.html 13 comments economy
- 'Americans are being crushed': Sen. Josh Hawley calls for 18% cap on credit card interest rates as debt levels reach record highs — how he plans to help 'working people' https://moneywise.com/managing-money/debt/josh-hawley-calls-for-cap-on-credit-card-interest-rates 297 comments economy
- To Tackle Greed of Wall Street 'Loan Sharks,' Ocasio-Cortez and Sanders Plan Would Cap Outrageous Credit Card Rates | "Today's loan sharks wear expensive suits and work on Wall Street, where they make hundreds of millions of dollars in total compensation by charging sky-high fees." https://www.commondreams.org/news/2019/05/09/tackle-greed-wall-street-loan-sharks-ocasio-cortez-and-sanders-plan-would-cap 13 comments politics
- The High Cost of Being Poor - While America’s jobs & economy remain flat, it’s getting more expensive to be poor, with everyone from payday lenders to subprime credit cards charging extortionate rates. Just how much it costs. http://www.thedailybeast.com/articles/2011/09/08/america-s-poverty-tax-how-the-working-poor-get-stiffed.html 96 comments politics