- The FDIC change that leaves wealthy bank depositors with less protection (Last year the banks really screwed up by paying out all money that was in the banks even though there was no FDIC protection. The FDIC is underwater rn with the "unrealized losses" from all the banks that are going to fail.) https://www.yahoo.com/finance/news/the-fdic-change-that-leaves-wealthy-bank-depositors-with-less-protection-160017344.html 4 comments economy