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- 15% down with PMI and keep my rainy day fund? or withdraw from IRA without penalty (first time home purchase exemption) + rainy day fund to do 20%? http://tcalc.timevalue.com/all-financial-calculators/mortgage-calculators/early-mortgage-payoff-calculator.aspx?LOANAMOUNT=%24329800&LOANTERM=30&LOANTERM_UNITS=Years&LOANSTARTMONTH=8&LOANSTARTYEAR=2013&INTERESTRATE=4.5&STARTMONTH=9&STARTYEAR=2013&AMOUNT=1000&FREQUENCY=EVERYMONTH&SHOWAMORTIZATIONSCHEDULE=on&COMPUTE=COMPUTE&CALCULATORID=HF07&HIDEFORMTAG=TRUE&TEMPLATE_ID=www.timevaluecalculators.com_1&PostBack=true#results 7 comments personalfinance
- Use IRA contributions to lower taxes owed for 2021, then withdraw said contributions for 1st time home purchase and apply to 2022 taxes https://freetaxusa.com 10 comments personalfinance